For Toby Cole, Pool Injury Work Is Personal

Toby Cole, pool injury attorney, seated in his wheelchair and smiling in his office.

Toby’s Story

When Toby was 18 years old, a diving accident left him paralyzed. In a single moment, his life changed in ways most people never have to imagine.

Recovery was long and difficult, but Toby made an early decision that still defines him today: instead of asking “why me,” he focused on “what’s next.”

That mindset shaped everything that followed—his education, his career, and ultimately, the work we do at The Pool Lawyer.


Turning Experience Into Advocacy

After his injury, Toby returned to school and earned both a law degree and an MBA in finance.

He began his legal career representing large insurance companies, gaining firsthand experience with how serious injury cases are defended behind the scenes.

Over time, he realized his experience, perspective, and skills were better used on the other side—advocating for people whose lives had been permanently altered by preventable injuries.

Toby understands paralysis and catastrophic injury not as an abstract concept, but as lived reality.

He knows the physical, emotional, and financial challenges families face after a serious accident, and how overwhelming the uncertainty can feel.

That understanding informs how we handle every case: with patience, honesty, and a focus on helping clients see a path forward, not just a legal outcome.

A Deep Understanding of Catastrophic Injury

The Pool Lawyer team: Toby Cole, Mary Allen Ramprasad, and Kaye McCullum.

Experience That Matters in Pool Injury Cases

Toby is Board Certified in Personal Injury Trial Law, a distinction held by a small percentage of Texas attorneys.

He has handled complex, high-stakes cases involving spinal cord injuries, brain injuries, and other life-altering harm.

His background makes him particularly attuned to pool and diving injury cases, where design choices, safety standards, and preventable risks often intersect in devastating ways.

Mary Allen Ramprasad, pool injury attorney headshot.

A Practice Built on Perspective and Partnership

At The Pool Lawyer, Toby works alongside his law partner, Mary Allen Ramprasad, to bring focus and accountability to serious pool injury cases.

Together, we believe clients deserve more than legal representation—they deserve clarity, education, and respect throughout the process.

This work matters to us because we know firsthand how much is at stake.


Backed by the Strength of Cole Law Firm

The Pool Lawyer is supported by the full resources and litigation experience of Cole Law Firm, allowing us to handle complex, high-stakes cases nationwide while staying personally connected to every client.

Cole Law Firm logo.